Why Profitable Small Businesses Still Run Out of Cash
Profit is an opinion settled at year-end; cash is a fact settled every Friday — here is how the gap kills otherwise sound businesses.
Tanya Brooks
July Set a Record With 14 Billion-Dollar Funding Rounds
Startups raised $65 billion in July — the most billion-dollar rounds ever in one month, led by Blue Origin's first external $10 billion raise — after a record $515 billion first half.
Isabel Duarte
Section 301 Tariffs Now Cover 60 Trading Partners After Section 122 Expires
USTR's July 23 final action put two-tier Section 301 tariffs — 10 and 12.5 percent — on imports covering 99.4 percent of U.S. trade, with USMCA goods exempt.
Priya Vaithilingam
What Does an SBA Loan Actually Cost a Small Business?
Editorial Staff
What an SBA 7(a) Loan Costs: Rate Caps, Fees and 25-Year Terms
Federal rules cap the spread a lender may add — 6.5 points on the smallest loans, 3.0 above $350,000 — but leave the rate, the fee notice and the maturity for owners to check themselves.
Priya VaithilingamAnalysis & Opinion
What an SBA 7(a) Loan Really Costs Small Business Owners
Beyond the interest rate, the SBA's most popular loan program comes with an upfront guaranty fee and a separate annual service fee, and the agency — not the bank — sets the ceiling on both.
Half of New US Businesses Reach Year Five, Federal Data Shows
How the SBA's $5 Million 7(a) Loan Actually Works
How Does an SBA 7(a) Loan Actually Work?
The federal government doesn't lend the money directly — it guarantees part of a bank loan, and the guarantee percentage, not the program's advertised $5 million ceiling, is what actually decides who gets funded.
Entrepreneurship
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SBA Doubles Its Financing Cap to $10 Million for 7(a) and 504 Combos
Isabel DuarteHow a One-Person Business Reaches $1 Million in Revenue
Solo founders who cross seven figures share a repeatable pattern: premium pricing, productized offers, ruthless automation, and contractors instead of employees.
Isabel DuarteSmall Business
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How to Close a Business in Good Order
Tanya BrooksNFIB May 2026: Small Business Optimism Dips Below Its Historical Average
The NFIB Small Business Optimism Index fell 0.6 points to 95.3 in May, leaving sentiment under the 52-year average of 98 as labor costs and taxes weighed on owners.
Priya VaithilingamTrade
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What Small Importers Now Owe After the $800 De Minimis Exemption Ends
Priya VaithilingamHow a Small Exporter Hedges Currency Risk
A foreign-currency invoice is an unhedged position — and the cheap fixes, invoicing in dollars, forwards, and matching, cost less than one bad exchange-rate month.
Priya VaithilingamStartup News
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How the SBA Microloan Program Actually Works for Founders
Isabel DuarteSambaNova and Keyfactor Raise $1 Billion Each in a Two-Mega-Round Week
AI chipmaker SambaNova's $1 billion Series F at $11 billion and Keyfactor's $1 billion private-equity round topped a week that also set a $300 million quantum Series A.
Isabel DuarteBusiness News
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New Overtime Rule Reversal Leaves Small Employers Rewriting Payrolls Again
Priya VaithilingamFed Extends Its Pause to a Fifth Straight Meeting
The July 29 decision kept the federal funds range at 3.50-3.75 percent in another 9-3 vote — a full half-year on hold, with one cut still signaled for late 2026.
Priya VaithilingamSmall Business Contract Awards
Explore the data · Source: U.S. Department of the Treasury