What Does an SBA Loan Actually Cost a Small Business?
Priya Vaithilingam · August 26, 2026
Business news filtered for owner-operated companies. Coverage tracks interest rate moves and lending conditions, tax and payroll rule changes, minimum wage decisions, energy and input prices, and regulation with a compliance deadline attached. Every item explains the effect on a firm's costs and the date it takes effect.

A 2024 expansion of overtime eligibility was vacated nationwide in late 2024 — here is what the rollback changes for owners now.
Priya Vaithilingam · August 24, 2026

Federal rules cap the spread a lender may add — 6.5 points on the smallest loans, 3.0 above $350,000 — but leave the rate, the fee notice and the maturity for owners to check themselves.
Priya Vaithilingam · August 10, 2026
The July 29 decision kept the federal funds range at 3.50-3.75 percent in another 9-3 vote — a full half-year on hold, with one cut still signaled for late 2026.
Priya Vaithilingam · August 6, 2026